Mike Richardson - aka: “Mortgage Mike”

NMLS # 1195440
Bay Equity Home Loans – NMLS # 76988
300 E. 2nd Street, Ste. 1205 | Reno, NV 89501
[email protected] | http://bayeq.com/mike-richardson
Cell: (775) 685-4678 | Fax: (775) 432-6359

Mike Richardson

Specializing In:
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
USDA Single Family Housing Loan – $0 down (in eligible areas)
Jumbo Loans – 10% down payment, up to $3M*

Services:
Floify – #1 Mortgage automation software
In-house underwriting
Same Day Fundings: We pre-wire our closing funds & have no day of funding conditions

Team:
Production Partner – Nick Richardson | [email protected]
Loan Coordinator – Jessica Redding | [email protected]
Loan Processor – Amy Robinson | [email protected]

About Me:
2022 – #19 Loan Officer Customer Satisfaction Nationwide (50,000+ LOs) – Social Survey
2022 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
2022 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
2022 - Top 1% Loan Originator Nationwide - #790 out of 308K LOs Nationwide - Scotsman Guide
2022 – Chairman’s Circle (Top 7 Loan Officer - #3 Companywide - $142M in 2021 Loan Volume) – Bay Equity
2022 – President’s Club – Bay Equity
2021 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
2021 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
2021 - Top 1% Loan Originator Nationwide - Scotsman Guide
2021 - Top 1% Loan Originator Nationwide – Mortgage Executive Magazine
2021 – Chairman’s Circle (Top 7 Loan Officer - $121M in 2020 Loan Volume) – Bay Equity
2021 – President’s Club – Bay Equity
2020 - Top 1% Loan Originator Nationwide - Scotsman Guide
2020 - Top 1% Loan Originator Nationwide – Mortgage Executive Magazine
2020 – Chairman’s Circle (Top 7 Loan Officer - $48M in 2019 Loan Volume) – Bay Equity
2020 – President’s Club – Bay Equity
2019 – Top 40 Under 40 Loan Originator in the US – National Mortgage Professional Magazine
2019 – #159 Loan Officer Customer Satisfaction Nationwide (30,000+ LOs) – Social Survey
2019 – 1st Place - Reno’s Best Mortgage Company – Reno News and Review
2018 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
2017 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ

Online Reviews (Highest Rated Lender Online in Northern Nevada on Google, Yelp, Zillow):
Google – http:// mortgagemike.reviews/Google
Yelp – https:// mortgagemike.reviews/Yelp
Zillow – https:// mortgagemike.reviews/Zillow